Your Privacy

LeFi Technologies Limited (LeFi, we or us) is committed to ensuring the privacy of your information, and to meeting the requirements of the New Zealand Privacy Act 2020 (Privacy Act). We want to make sure that you understand how we collect and treat personal information, so please read this Policy carefully.

Application of this Privacy Policy

This Policy applies to all personal information that we collect when we receive an inquiry about our rental advances or an application for an advance, as we administer our rental advances, and any information that may be collected when you visit the LeFI website or use our app. This Policy should be read in conjunction with any applicable terms of use of our website or app, and any Concurrent Lease or other agreement that you enter into with us.

Changes to this Privacy Policy

We are a new service, so we keep our Privacy Policy under regular review and may change it at any time. We will provide notice of such changes to this Policy on our website and, for significant changes, by email to current customers. By continuing to use the Service after a change, you are acknowledging and agreeing to the changes in the amended Privacy Policy. This version was last updated on 26/3/24.

What Personal Information We Collect

We collect personal information about you when you enquire about or apply for our services, including online, by email, over the phone and in person. We also collect information about you when you take a rental advance from us. We may also collect personal information about you if you create an account with us via a website or app. The personal information we may collect includes:

Identity information, business information and contact details
Property information
Financial information
Copies of lease documents and mortgage documents
Information about any advance you may be eligible for
Profile information for website or app accounts
Usage information
Marketing and communications information
Any other information you disclose to us

Information About Third Parties

We may ask for:

Information about the property manager of a rental property
Details of any co-owners of your property
Information about your mortgage
Information about your tenancies

When you give information to us about a third party, you must make sure that you are complying with the Privacy Act.

Consequences of Not Providing Requested Information

You are under no obligation to provide any requested information to us. However, if you choose to withhold requested information, that may impact our ability to provide you with our services or consider you for a rental advance.

Indirectly Collected Information

We also may collect personal information about you from third parties, including:

Credit reporting agencies and bank transaction history providers
Third party electronic ID check services
Your property manager
Services like LINZ and CoreLogic

Purpose of Collection

We will use the personal information we collect for various purposes, including:

Providing and administering our services
Carrying out credit checks and assessments
Communicating with you
Research and marketing analysis
Monitoring and enforcing compliance
Registering financing statements
Improving our website and services
Co-operating with authorities as required by law

Sharing Your Information

We will not rent or sell your personal information, and will not disclose it to any third party except in specific circumstances outlined in our full privacy policy.

General Information

Our privacy policy also covers:

Use of cookies
Opting out of marketing communications
Access and correction of personal information
Storage and security of information
Third-party links
Governing law

Contact Us

For questions about this Privacy Policy or to request access to or correction of your personal information, contact us at:

Email: hello@lefi.cash

Address: Hamish Buttle, Pathfinder Solutions LP, B:Hive Building, 74 Taharoto Road, Takapuna, Auckland, New Zealand 0622

There may be charges associated with providing copies of your personal information to you, where permitted by applicable law. We will always advise you of those charges in advance.