LeFi is Your Smarter
ReFi Alternative
What Makes Us Special?
Non-Debt Capital
Unlike a loan, this isn't debt. We simply bring your future rental income forward.
Non-Equity Capital
Our capital doesn't impact your upside potential, it unlocks it.
Zero Interest Rate Risk
This means the fixed amount you owe will never change even if interest rates do.
Super Fast
We are the fastest and most simple way to extract cash from your investment property. Get funded in as fast as 24 hours.
Short Duration
Now you don't have to refinance for another 30 years to access capital or use personal credit cards and loans when your cash flow needs aren't being met.
Zero Hidden Fees
We are committed to total transparency and simplicity. The only fee we charge is a one time establishment fee.
How It Works
Apply and Receive Funds
Tell us about your property and get funds deposited directly into your account.
Property Manager Handles Payouts
Your property manager splits rental income between you and LeFi automatically.
Tenant Stays in Property
Nothing changes for your tenant. You keep the flexibility to manage your portfolio.
No Penalties for Vacancy
Unlike bank loans, vacant properties won't trigger penalties or direct repayments.
Cash out calculator
Your cashout amount
Max: $0
Min: $10,000
*Must have a property manager
*Must be New Zealand resident
Eligibility Check
Please fill in the information below so we can check your eligibility and identify you.
✓ No impact on your credit score
✓ No obligation applications
Unlimited Ways to Use Your Funds
Deposit Finance
Perfect for time-sensitive property opportunities
Leverage your rental income advance as deposit for new investment properties. Accelerate your portfolio growth without waiting for slow rental accumulation.
Renovations
Increase property value and rental income potential
Transform your properties with major upgrades. Kitchen remodels, bathroom renovations, and structural improvements that increase rental value and tenant satisfaction.
Maintenance
Handle property upkeep and repairs to maintain tenant satisfaction
Furniture
Furnish properties to attract higher-quality tenants and premium rents
Cashflow
Bridge rental income gaps and maintain smooth property operations
Paydown Debt
Reduce mortgage balances and improve property equity positions
LeFi vs Traditional ReFi
See how LeFi's innovative approach delivers faster, simpler, and more flexible rental
income advances compared to traditional refinancing.
Trusted by Property Investors
Real stories from real investors who've unlocked their rental income with LeFi.
"We're thrilled with Lefi – they helped us sort our furniture and house upgrades faster than we ever imagined. The whole process was quick, simple, and hassle-free - no endless forms or weeks of waiting! Their team was friendly, efficient, and genuinely focused on helping us instead of interrogating us. If you value speed and sanity over paperwork nightmares, Lefi is a no-brainer."
"For me it is a 5, both for the concept of the offering and for the delivery. My experience was excellent and professional. I have already recommended your organisation to others because I was previously aware of the concept and very happy to find your Company."
Ready to unlock your rental income like Ashton and Murray?
Calculate Your Cash OutFrequently Asked Questions
Ready to Unlock Your Rental Income?
Join thousands of property investors who have already unlocked millions in future rental income. Get your advance in as little as 24 hours.
Call Us
No hidden fees, Zero Obligation Applications, Fast Approval